Bookmark and Share

Make a free, no obligation appointment with one of our advisers. Click here.

Frequently Asked Questions

Q. LINKS: Which Websites and tools can help me understand bankruptcy?

R.

Top of the page

Q. Can I get a quick appointment?

R. Yes! On most occasions, we’ll fix an appointment the very day you call.

Top of the page

Q. Do you charge file opening fees?

R. There are no file opening fees. However, in the event of bankruptcy, you will have to make monthly payments, which will depend on your income and non-discretionary family expenses.

Top of the page

Q. A bailiff came to my home to seize my car and some of my furniture. How can I stop the seizure?

R. Making a proposal or filing for bankruptcy stops the seizure process. Fill in our no-obligation confidential evaluation for a free, first-time consultation with one of our consultants.

Top of the page

Q. Will a proposal or bankruptcy stop the garnishment against my wages?

R. Yes! As soon as you file for bankruptcy or make a proposal, the execution creditor will stop garnishments against your salary.

Top of the page

Q. Can my student loan be included in the bankruptcy or proposal?

R. Student loans are dischargeable debts cancelled by bankruptcy or proposal, on condition that you have not been a full or part-time student for at least seven years.

Top of the page

Q. Can I keep my house and car?

R. The trustee in bankruptcy will not seize your house or car if they are fully mortgaged or leased. To keep these assets, you must make the necessary arrangements with your hypothecary creditor.

Top of the page

Q. Can taxes be included in the bankruptcy or proposal?

R. Yes, taxes are dischargeable debts if you file for bankruptcy or make a proposal.

Top of the page